Aditya Birla Sun Life Savings Fund Datagrid
Category Ultra Short Duration Fund
BMSMONEY Rank 1
Rating
Growth Option 04-12-2025
NAV ₹564.18(R) +0.03% ₹574.86(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.59% 7.5% 6.18% 6.69% 7.06%
Direct 7.84% 7.72% 6.39% 6.88% 7.23%
Benchmark
SIP (XIRR) Regular 7.23% 7.55% 6.26% 6.34% 6.62%
Direct 7.48% 7.78% 6.47% 6.54% 6.81%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
5.97 19.95 0.75 6.33% 0.18
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.28% 0.0% 0.0% 0.09 0.17%
Fund AUM As on: 30/06/2025 17705 Cr
Top Ultra Short Duration Fund
Fund Name Rank Rating
Aditya Birla Sun Life Savings Fund 1
Mirae Asset Ultra Short Duration Fund 2
Icici Prudential Ultra Short Term Fund 3
Baroda BNP Paribas Ultra Short Duration Fund 4
Hdfc Ultra Short Term Fund 5

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Savings Fund-Regular - DAILY IDCW 100.51
0.0000
0.0000%
Aditya Birla Sun Life Savings Fund-DIRECT - DAILY IDCW 100.51
0.0000
0.0000%
Aditya Birla Sun Life Savings Fund-Retail - Daily IDCW 100.56
0.0000
0.0000%
Aditya Birla Sun Life Savings Fund-Regular - weekly IDCW 100.6
0.0300
0.0300%
Aditya Birla Sun Life Savings Fund-DIRECT - WEEKLY IDCW 100.68
0.0300
0.0300%
Aditya Birla Sun Life Savings Fund-Weekly - retail IDCW 101.28
0.0300
0.0300%
Aditya Birla Sun Life Savings Fund - Discipline Advantage Plan 323.2
0.0800
0.0200%
Aditya Birla Sun Life Savings Fund-Retail Growth 545.94
0.1500
0.0300%
Aditya Birla Sun Life Savings Fund - Growth - Regular Plan 564.18
0.1600
0.0300%
Aditya Birla Sun Life Savings Fund - Growth - Direct Plan 574.86
0.1700
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

In the Ultra Short Duration Fund category, Aditya Birla Sun Life Savings Fund is the top ranked fund. The category has total 23 funds. The 5 star rating shows an excellent past performance of the Aditya Birla Sun Life Savings Fund in Ultra Short Duration Fund. The fund has a Jensen Alpha of 6.33% which is higher than the category average of 5.9%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 5.97 which is higher than the category average of 4.33.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Ultra Short Duration Mutual Funds are ideal for conservative investors seeking stable returns with minimal interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 3 to 6 months, making them less sensitive to interest rate changes compared to longer-duration funds. While they offer stable returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Aditya Birla Sun Life Savings Fund Return Analysis

  • The fund has given a return of 0.54%, 1.69 and 3.42 in last one, three and six months respectively. In the same period the category average return was 0.5%, 1.56% and 3.19% respectively.
  • Aditya Birla Sun Life Savings Fund has given a return of 7.84% in last one year. In the same period the Ultra Short Duration Fund category average return was 7.33%.
  • The fund has given a return of 7.72% in last three years and ranked 2.0nd out of 23 funds in the category. In the same period the Ultra Short Duration Fund category average return was 7.39%.
  • The fund has given a return of 6.39% in last five years and ranked 4th out of 21 funds in the category. In the same period the Ultra Short Duration Fund category average return was 6.16%.
  • The fund has given a return of 7.23% in last ten years and ranked 2nd out of ten funds in the category. In the same period the category average return was 6.58%.
  • The fund has given a SIP return of 7.48% in last one year whereas category average SIP return is 6.97%. The fund one year return rank in the category is 1st in 23 funds
  • The fund has SIP return of 7.78% in last three years and ranks 1st in 23 funds. The fund has given the highest SIP return in the category in last three years.
  • The fund has SIP return of 6.47% in last five years whereas category average SIP return is 6.17%.

Aditya Birla Sun Life Savings Fund Risk Analysis

  • The fund has a standard deviation of 0.28 and semi deviation of 0.17. The category average standard deviation is 0.25 and semi deviation is 0.15.
  • The fund has a beta of 0.14 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Ultra Short Duration Fund Category
  • Good Performance in Ultra Short Duration Fund Category
  • Poor Performance in Ultra Short Duration Fund Category
  • Very Poor Performance in Ultra Short Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.52
    0.45
    		0.38 | 0.52 1 | 23 Very Good
    3M Return % 1.62
    1.43
    		1.21 | 1.62 1 | 23 Very Good
    6M Return % 3.30
    2.91
    		2.47 | 3.30 1 | 23 Very Good
    1Y Return % 7.59
    6.77
    		5.48 | 7.59 1 | 23 Very Good
    3Y Return % 7.50
    6.83
    		5.76 | 7.50 1 | 23 Very Good
    5Y Return % 6.18
    5.67
    		4.61 | 6.59 2 | 21 Very Good
    7Y Return % 6.69
    5.79
    		3.62 | 6.69 1 | 15 Very Good
    10Y Return % 7.06
    6.11
    		3.68 | 7.06 1 | 10 Very Good
    15Y Return % 7.84
    7.19
    		6.74 | 7.84 1 | 7 Very Good
    1Y SIP Return % 7.23
    6.40
    		5.28 | 7.23 1 | 23 Very Good
    3Y SIP Return % 7.55
    6.81
    		5.69 | 7.55 1 | 23 Very Good
    5Y SIP Return % 6.26
    5.67
    		4.59 | 6.26 1 | 21 Very Good
    7Y SIP Return % 6.34
    5.70
    		4.58 | 6.34 1 | 15 Very Good
    10Y SIP Return % 6.62
    5.76
    		3.91 | 6.62 1 | 10 Very Good
    15Y SIP Return % 7.04
    6.38
    		5.89 | 7.04 1 | 7 Very Good
    Standard Deviation 0.28
    0.25
    		0.18 | 0.30 22 | 23 Poor
    Semi Deviation 0.17
    0.15
    		0.13 | 0.17 23 | 23 Poor
    Sharpe Ratio 5.97
    4.33
    		0.29 | 6.45 3 | 23 Very Good
    Sterling Ratio 0.75
    0.69
    		0.58 | 0.75 1 | 23 Very Good
    Sortino Ratio 19.95
    10.43
    		0.12 | 33.89 3 | 23 Very Good
    Jensen Alpha % 6.33
    5.90
    		4.88 | 6.40 2 | 23 Very Good
    Treynor Ratio 0.18
    0.17
    		0.01 | 0.24 12 | 23 Good
    Modigliani Square Measure % 19.66
    20.71
    		17.51 | 22.96 18 | 23 Average
    Alpha % -0.76
    -1.40
    		-2.40 | -0.76 1 | 23 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.54 0.50 0.46 | 0.54 1 | 23 Very Good
    3M Return % 1.69 1.56 1.41 | 1.69 1 | 23 Very Good
    6M Return % 3.42 3.19 2.99 | 3.42 1 | 23 Very Good
    1Y Return % 7.84 7.33 6.33 | 7.84 1 | 23 Very Good
    3Y Return % 7.72 7.39 6.47 | 7.73 2 | 23 Very Good
    5Y Return % 6.39 6.16 5.30 | 7.43 4 | 21 Very Good
    7Y Return % 6.88 6.27 4.10 | 7.00 2 | 15 Very Good
    10Y Return % 7.23 6.58 4.16 | 7.57 2 | 10 Very Good
    1Y SIP Return % 7.48 6.97 6.24 | 7.48 1 | 23 Very Good
    3Y SIP Return % 7.78 7.38 6.46 | 7.78 1 | 23 Very Good
    5Y SIP Return % 6.47 6.17 5.29 | 6.76 2 | 21 Very Good
    7Y SIP Return % 6.54 6.19 5.22 | 6.81 3 | 15 Very Good
    10Y SIP Return % 6.81 6.24 4.45 | 6.94 2 | 10 Very Good
    Standard Deviation 0.28 0.25 0.18 | 0.30 22 | 23 Poor
    Semi Deviation 0.17 0.15 0.13 | 0.17 23 | 23 Poor
    Sharpe Ratio 5.97 4.33 0.29 | 6.45 3 | 23 Very Good
    Sterling Ratio 0.75 0.69 0.58 | 0.75 1 | 23 Very Good
    Sortino Ratio 19.95 10.43 0.12 | 33.89 3 | 23 Very Good
    Jensen Alpha % 6.33 5.90 4.88 | 6.40 2 | 23 Very Good
    Treynor Ratio 0.18 0.17 0.01 | 0.24 12 | 23 Good
    Modigliani Square Measure % 19.66 20.71 17.51 | 22.96 18 | 23 Average
    Alpha % -0.76 -1.40 -2.40 | -0.76 1 | 23 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Savings Fund NAV Regular Growth Aditya Birla Sun Life Savings Fund NAV Direct Growth
    04-12-2025 564.1751 574.8578
    03-12-2025 564.0875 574.7646
    02-12-2025 564.0201 574.692
    01-12-2025 563.9083 574.5741
    28-11-2025 563.7088 574.3591
    27-11-2025 563.5897 574.2338
    26-11-2025 563.4765 574.1145
    25-11-2025 563.3186 573.9498
    24-11-2025 563.2153 573.8406
    21-11-2025 562.9412 573.5495
    20-11-2025 562.8607 573.4636
    19-11-2025 562.7725 573.3697
    18-11-2025 562.6611 573.2523
    17-11-2025 562.5449 573.13
    14-11-2025 562.2465 572.8143
    13-11-2025 562.1755 572.7379
    12-11-2025 562.0857 572.6426
    11-11-2025 561.9733 572.5242
    10-11-2025 561.8203 572.3644
    07-11-2025 561.5356 572.0625
    06-11-2025 561.4841 572.0062
    04-11-2025 561.2326 571.7421

    Fund Launch Date: 19/Nov/2001
    Fund Category: Ultra Short Duration Fund
    Investment Objective: The primary objective is to generate regular income through investments in debt and money market instruments. Income may be generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The scheme will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents
    Fund Description: Aditya Birla Sun Life Savings Fund is positioned in ultra-short duration fund category. The portfolio of the fund will constitute of debt and money market instruments of short maturities. The Macaulay Duration of the fund will be in the range of 3-6months.
    Fund Benchmark: CRISIL Short Term Bond Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.